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Financial wellness for teams

Give your team the
gift of financial clarity.

MONIVO for Teams brings daily budgeting, spending intelligence, and financial confidence to every employee — at a price your HR team will love.

Starting at $8/seat/month · Minimum 5 seats · No credit card to start
Trusted by teams at
Acme Corp
Bright Studio
Nova Health
Clearview
Peak Finance
73%
of employees report reduced financial anxiety
$1,240
average saved per employee per year
4.8★
average employee rating
89%
still active after 60 days
What your team gets

Premium MONIVO for every employee

Every seat includes full Premium access — the same tools that help individuals save $1,240 a year.

📊
Daily safe-to-spend
Each employee gets their own personalised daily spending number based on their income, bills, and savings goals.
💡
Smart spending insights
Personalised recommendations show each employee where money is quietly leaking and exactly how to fix it.
🎯
Goal tracking
Emergency fund, home deposit, vacation — employees set goals and MONIVO shows a clear path to reach them.
📦
Subscription detector
Surfaces forgotten recurring charges automatically. The average employee saves $74/month from this feature alone.
📈
Financial health score
A 0–100 score that updates daily. Makes financial health concrete and trackable, not abstract and scary.
🔒
Completely private
Your company sees zero employee financial data. Ever. Only anonymised, aggregate adoption metrics — never individual figures.
Getting started

Up and running in 10 minutes

1
Create account
HR admin signs up and selects the number of seats on your annual or monthly plan.
2
Invite your team
Paste emails one-by-one or upload a CSV. Everyone gets a personalised onboarding email.
3
Employees activate
Each person sets up their own account with their own income and goals. Takes under 3 minutes.
4
Track adoption
Your admin dashboard shows aggregate usage stats. No individual data — ever.
Built on trust

Your employees' data is
theirs alone.

Financial wellness only works if employees trust the tool completely. That's why we built an architectural privacy guarantee — not just a policy.

🚫
What your company cannot see
Employee salaries, spending amounts, budget categories, goals, savings balances, health scores, or any data that could identify an individual's financial situation.
👥
Minimum cohort protection
Stats are suppressed until at least 5 employees are active. This prevents reverse-engineering individual data from small team sizes.
🗑️
Employees own their data
If an employee leaves your company or you cancel the plan, they keep their account and all their data. Nothing is deleted. They simply move to a personal plan.
We put this guarantee in our Terms of Service and Privacy Policy — not just in a marketing page.
Pricing

Per seat. No hidden fees.

Cancel anytime. Volume discounts available for 50+ seats.

Monthly
Annual
Starter
$12
per seat / month · billed monthly
$60 / month for 5 seats
  • 5–24 seats
  • Full Premium for every employee
  • Admin adoption dashboard
  • Email support
  • CSV bulk invite
Enterprise
Custom
per seat / month · negotiated annually
Volume pricing for 100+ seats
  • 100+ seats
  • Everything in Growth
  • SSO / SAML integration
  • SLA guarantee
  • Custom contract & invoicing
What HR teams are saying

The benefit that actually
gets used.

★★★★★
"Our team's financial anxiety is measurably lower. 89% are still active after two months — nothing else we've offered comes close to that retention."
KP
Kira Patel
Head of People, Nova Health
★★★★★
"I was worried employees would be suspicious about privacy. The built-in guarantee in the app itself — not just our policies — completely removed that concern."
DM
David Moreno
CFO, Clearview Analytics
★★★★★
"Setup took literally 9 minutes. I uploaded a CSV of 34 emails, and everyone was onboarded with personalised welcome messages the same morning."
SR
Sarah Reed
HR Manager, Bright Studio

Ready to give your team
financial peace of mind?

Talk to us and we'll have your team set up within 24 hours.

No commitment · 30-day free trial for teams · Cancel anytime
Dashboard
JT
🔒
Aggregate data only
This dashboard shows anonymised team-level metrics only. You cannot see any individual employee's financial data, salary, spending, or personal information. This guarantee is permanent and contractual.
👥
34
Active employees
↑ 3 this month
📊
76%
Weekly active rate
↑ 4% vs last month
🔥
11.4
Avg logging streak (days)
↑ 2.1 days
✉️
3
Pending invites
0 expired
Weekly active employees
Last 8 weeks · out of 34 total
Adoption breakdown
All 40 invited employees
85% adopted
Active
34 (85%)
Pending invite
3 (7%)
Not yet invited
3 (8%)
Seats used
34 / 50 seats
16 seats remaining · Add more seats · Plan renews August 14, 2026
🔒
Names and status only
You can see employee names, email addresses, invite status, and whether they have an active streak. No financial data is shown here or anywhere in this portal.
Team members 34 active
Employee
Status
Streak
Since
Invite employees
They'll receive a personalised welcome email from MONIVO explaining the privacy guarantee before they set anything up.
Pending invites 3 waiting
Email
Status
Sent
Expires
Growth Plan
50 seats · billed annually
Active
$5,040
/ year · next charge Aug 14, 2026
50 seats × $8/seat/month$4,800 / yr
Annual discount (33% off)Included
Tax$240
Invoice history
Last 6 invoices
Company profile
Danger zone
Cancelling the plan will downgrade all employees to the free tier at the end of the current billing period. Their data is never deleted.