Link accounts with your partner. One shared daily number, zero visibility into each other's private data.
🔒
Your financial data stays yours. Your partner sees shared spending totals — never your individual income, salary, or account details.
💰
One shared number
A single safe-to-spend built from both incomes
✏️
Log independently
Each person logs their own spending on their own device
👁️
See who spent what
Entries tagged with name initials — no guessing
🔄
Whose turn to pay?
A simple nudge to keep things fair at dinner
Invite your partner
Enter their email address
They'll receive a link to join your household. The invite expires in 7 days.
What your partner will see in the invite email
Sam Chen is inviting you to a shared MONIVO household. You'll share a combined budget and daily spending view. Your individual income details stay private.
SC
?
Invite sent!
Waiting for jordan@example.com to accept
Expires in 6 days 23 hours
monivo.ai/join/hh_8f2a9d14e...
While you wait
Your household budget will be set up once your partner accepts. You can keep using MONIVO normally until then.
Jordan's device
SC
Sam Chen
is inviting you to a shared household
You'll share a combined daily safe-to-spend number
Both can log spending independently on your own devices
Sam cannot see your salary or individual income
You can leave the household at any time from Settings
Privacy guarantee
Sam can only see your combined totals — never your salary, individual entries, or personal goals.
You can leave at any time from Settings
Almost there
Both of you have budgets set up
Choose which budget to use as your household starting point. The other is saved as personal history and not deleted.
SC
Sam's budget
Use Sam's budget
$7,200/mo combined income · $2,800 variable · $1,200 savings
Rent$1,850
Groceries$600
Dining$400
JC
Jordan's budget
Use Jordan's budget
$7,200/mo combined income · $3,200 variable · $900 savings
Rent$1,850
Groceries$650
Dining$600
Merge both
Combine both budgets
We'll average the variable amounts and keep the shared fixed costs. You can edit everything afterwards.
SC
JC
Sam & Jordan's household
Active · Both logging today
›
Safe to spend today
$88
Combined household · $142 spent today
SC
Sam
$97
+
JC
Jordan
$45
Variable budget left today$88 left
🍽️
Whose turn to pay?
Jordan's turn
Household score
76
Good shape
Month forecast
+$720
projected savings
Today's entries
Coffee
$6.50
8:14 AMSC
Transport
Metro card top-up
$22.00
8:42 AMJC
Lunch
$14.00
12:31 PMSC
Groceries
Whole Foods
$76.50
1:08 PMJC
Coffee
$5.50
3:22 PMSC
Fun
Cinema tickets
$18.00
6:45 PMJC
Household settings
Members
SC
Sam Chen (You)
sam@example.com
Owner
JC
Jordan Chen
jordan@example.com
🔒
Your financial data is private. Jordan cannot see your salary, personal income breakdown, or individual spending history prior to joining this household.
Preferences
🔄
Whose turn to pay
Show a nudge on the Today tab
👁️
Show who logged each entry
Name initials on every entry row
🔔
Notify partner when you log
Sends a push notification to Jordan
Danger zone
Leaving copies the shared budget to your personal account. Your data is never deleted.
Leave household?
Here's exactly what happens when you leave
📋
Budget is duplicated
The shared budget is copied to both your and Jordan's personal accounts. Neither of you loses anything.
📊
History stays read-only
Shared entries from this household are retained in both accounts as read-only history.
🔒
Data is never deleted
Your MONIVO account continues normally as a solo account.
Log a spend
This will appear in the shared household feed
Remove Jordan?
Jordan's Premium access through this household will end at the close of the current billing month. Their MONIVO account and personal data are unaffected.